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Multi-Level Progressive Jackpots and Their Tiers

Craig Richer by Craig Richer
June 13, 2025
in Lifestyle
A A
Portrait of the Target Audience for Online Casinos in the USA in 2024

© Michał Parzuchowski

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Progressive slots feature jackpots that increase over time until someone hits the winning combination. Most progressives have multiple tiers—mini, major and mega—with distinct prize pools. We explain how each tier works.

What Are Progressive Jackpots?

Progressive jackpots operate differently than fixed prizes. Rather than having a static top award, the jackpot rises with each bet until a player triggers the winning symbols. A small percentage of every wager feeds the meter.

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The more people play, the higher the jackpot climbs. This creates life-changing prizes well above what fixed-value slots offer. It’s also why progressives captivate players’ imaginations.

Key Traits

While progressives differ by game on various sites, such as Spin Bit New Zealand, most share common traits:

  • Jackpot starts at a base amount and increases until won
  • Funded by setting aside a portion of players’ bets
  • Winnings can reach millions of dollars
  • Jackpot is reset after someone wins
  • Odds of hitting the top prize are extremely low

The last point is essential—progressive odds are microscopic compared to other outcomes. That’s the tradeoff for prizes that sometimes exceed $10 million.

Breaking Down Multi-Tiered Progressives

Most progressives have multiple jackpot levels built around the same theme. Each tier has a distinct prize pool that pays out more frequently.

Lower tiers give recreational players better odds of winning a nice windfall. Meanwhile, the top prize holds appeal for those chasing a massive jackpot.

Mini Jackpots

Mini jackpots represent the smallest tier. As the name suggests, mini prizes range from a few hundred to a few thousand dollars when hit.

Some mini jackpots pay out multiple smaller awards more frequently while the pool builds back up. This helps casual players enjoy wins throughout their session.

Of all the progressives’ tiers, the mini level usually has the best odds. While still unlikely compared to regular slot outcomes, it’s feasible for persistent players to hit a mini over time.

Major Jackpots

Major jackpots occupy the middle ground between mini and mega tiers. These prizes often climb into five or six figures but don’t approach the mega jackpot’s life-changing potential.

Majors typically award between $10,000 and $100,000 when triggered. This appeals to players seeking more excitement than a mini offers without mega jackpot-level odds. Given their elevated prizes, majors do hit less often than minis.

Wins in the low-to-mid six figures can still make for an exceptional day. And compared to the mega jackpot, majors provide a solid balance between payout potential and probability.

Mega Jackpots

Lastly, the mega jackpot sits atop progressives as the grand prize. Megas frequently run into seven or even eight figures after substantial build-up.

It’s the mega jackpot’s exponential growth that captures attention. Watching the meter rise by five or six figures with each spin keeps players invested.

Mega jackpots often make headlines when they approach record sums. The lure of instant multimillionaire status is powerful.

Of course, megas have the worst odds among tiers. It’s not unheard of for a mega to eclipse $10 million because it went months or years without paying out. But someone eventually always wins, no matter how high the jackpot soars.

How Each Tier Contributes to the Overall Progressive

Progressive games apply a set percentage of each wager toward funding jackpots. Typically, this hold percentage ranges between 2-4% of total bets. It helps increase prizes expediently through collective contribution.

Most progressives split hold amounts between jackpot tiers using fixed allocation:

  • ~60% funds mega jackpot
  • ~30% funds major jackpot
  • ~10% funds mini jackpot

So as players bet, the mega receives the majority of deductions while majors and minis grow through smaller cuts. This weighted distribution is why mega prizes escalate rapidly.

It’s not until someone wins that hold allocations shift gears. Triggering any tier resets that level’s jackpot to its starting amount. The game then diverts a higher percentage toward reseeding that pool.

Example Hold Allocations

Jackpot Level Standard % After Win %
Mega 60% 75%
Major 30% 15%
Mini 10% 10%

As seen above, a mega jackpot win would garner a greater share moving forward while majors decrease. This expedites mega buildup following payout.

Main Takeaways

While details differ between progressives, understanding jackpot tiers helps optimize playtime. Recreational players appreciate mini tier accessibility. Major jackpots balance risk versus reward for mid-stakes slots fans. Meanwhile, persistent high-rollers keep chasing that record-setting mega, no matter the odds.

With jackpots always on the rise, part of what makes progressives so alluring is that in the end, everyone’s a winner.

Craig Richer

Craig Richer

Newsroom Editor

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